When lightning strikes, is your home protected? Lightning can cause an overwhelming amount of home property damage as well as impact 33% of businesses according to a Carnegie Mellon study.
In December 2010 the National Fire Protection Association reported that within a four-year period an average of 24,600 fires were started by lightning. Each year $407 million in direct property damage was caused. In Texas alone, since 1995, lightning has caused nearly $23 million worth of damage.
If your home has been impacted by lightning, we may be able to help you with your insurance claims. You may be able to seek further compensation for property damage, property losses, and more.
Fill out the ‘Free Case Evaluation’ form to your left to discover how we can help you with your lightning damage claims.
Types of Lightning Damage
The damage caused to your home and property by lightning may sometimes be seen and other times it may not be very visible to the naked eye.
Interior Lightning Damage
Home power surges may cause damage to everyday items like your:
- Kitchen Appliances
- Video Game Consoles
Any appliances that are plugged into an outlet in your home may be susceptible to lightning damage.
Further damage may also be caused to your electrical wiring and pipes which may need to be inspected by a professional.
Exterior Lightning Damage
Each year thousands of fires are started by lightning, and your home could bear the consequences. Lightning may also cause trees, telephone poles, and electrical lines to come down on your home and causing even more damage.
With power surges and down electrical lines home owners and occupants may also be at risk of being electrocuted.
Having proper home insurance is the first step in protecting your home from any damages that were caused by lightning. There are a few more steps you might want to take to protect your appliances and home.
- Surge protectors can help prevent power surges from damaging your property and electrical devices. You may use surge protectors for computers, televisions, even kitchen appliances.
- Trimming trees near home could prevent falling tree limbs and sparking a large fire in the case of lightning striking.
- Removing dead vegetation, dead tree branches, and overgrown bushes can also help prevent a lightning fire from growing.
- Downed power lines can also start a fire so contact your city immediately if you see any near your home.
If your home is struck by lightning take the following steps to ensure you and your loved ones’ safety.
- If you see smoke or fire, evacuate your home immediately and go to a safe zone.
- Contact your local fire department to inspect your home for any “hot spots” within the walls of your home.
- Check your smoke detectors, once it is safe to do so, to ensure they are properly working.
- Contact an electrician and plumber to check your home for any further interior property damage.
Taking safety precautions for lightning damage can not only keep you and your loved ones safe, it can also help prevent future damage that may be caused by bad weather.
Contact Our Lightning Damage Insurance Lawyers
If you or a loved ones’ home has been damaged due to a lightning storm or fire caused by lightning consider seeking legal counsel to assist you with your insurance claims.
Our lawyers at Arguello, Hope & Associates specialize in residential and commercial insurance claims and are dedicated to helping you receive the compensation you deserve.
Arguello, Hope & Associates’ main office is located in Houston, Texas. They are also pleased to serve clients in the following areas:
Contact the dedicated team of lawyers at Argeullo, Hope & Associates at 1-800-25-STORM (1-800-257-8676) to receive a no-obligation review of your insurance claim – it’s 100% free and confidential.
To get started immediately fill out the ‘Free Case Evaluation FORM’ at the top left hand corner of the page and your case will be reviewed by one of our steadfast lawyers.